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      If you are buying property in Maharashtra, acquiring 7/12 document is mandatory. This two-part document talks about the ownership, the occupancy right, the liabilities and the details related to agricultural use of the land. The extract is maintained separately for every village. The 7/12 document is required for non-agricultural land as well. Now, landowners will be able to access the 7/12 document online on two government websites- Mahabhulekh and Aaple Sarkar. These extracts are available with digital signatures and can be used as official ownership document.
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      Since RBI has waived prepayment penalty on floating rate home loans, this can be a good time for homebuyers who want to get rid of their mortgage as soon as possible. Borrowers can also tweak their EMI structure and make partial payment of your loan to save money in the long run.
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